Denise Zelhart Blog

Whether you’re looking to learn the best practices for staging your house to sell or the trendiest places for brunch in your town, the Realty Texas blog has something for everyone! We regularly bring our readers valuable content they can use in every aspect of their life.

Explore 7 Creative Ways to Fund Your Home Down Payment

Discovering the right funding for a home down payment can feel daunting, yet numerous avenues exist beyond personal savings. From employer benefits to government assistance and shared equity, this guide unveils diverse options to ease...

home buying down payment personal savings high-yield savings employer-assisted programs government homebuyer programs FHA loans VA loans USDA loans gift funds retirement accounts 401(k) withdrawal nonprofit assistance shared equity programs real estate advice first-time homebuyer financial planning mortgage options homeownership journey property investment

By Denise Zelhart

07-15-2026 02:06:30 CST

Buy a Home with Less than Perfect Credit: Explore Your Loan Options Today

Thinking about buying a home but worried about your credit score? You don't need a perfect score to secure a mortgage! Discover how various loan programs and a holistic financial approach can help you get...

home buying credit score mortgage approval FHA loans first-time homebuyers down payment loan programs debt-to-income ratio savings reserves employment history real estate advice mortgage eligibility Denise Zelhart Realty Texas homeownership guidance

By Denise Zelhart

02-20-2026 09:11:50 CST

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